Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From NLNetherlands you can also send money to

Sending money from NETHERLANDS to GHANA

Data collected on: Nov 20, 2023-Dec 12, 2023
EUR | USD
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (EUR)sort descendingTotal cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
3.14
Percentage difference between market reference rate 13.00 and exchange rate charged 12.59
3.14
3.143.14
4.406.29
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.09
Percentage difference between market reference rate 13.02 and exchange rate charged 12.49
4.09
4.094.09
5.738.19
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.09
Percentage difference between market reference rate 13.02 and exchange rate charged 12.49
4.09
4.094.09
5.738.19
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Low
Receiving method
Agent
High
4.005.71
1.41
Percentage difference between market reference rate 13.09 and exchange rate charged 12.91
1.41
4.274.27
5.988.54
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
4.38
Percentage difference between market reference rate 13.05 and exchange rate charged 12.48
4.38
4.384.38
6.138.76
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
2.994.27
2.45
Percentage difference between market reference rate 13.10 and exchange rate charged 12.78
2.45
4.594.59
6.439.19
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
0.000.00
4.73
Percentage difference between market reference rate 12.98 and exchange rate charged 12.37
4.73
4.734.73
6.629.46
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
2.65
Percentage difference between market reference rate 13.05 and exchange rate charged 12.70
2.65
4.794.79
6.719.59
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
2.66
Percentage difference between market reference rate 13.05 and exchange rate charged 12.70
2.66
4.804.80
6.729.60
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
0.000.00
4.86
Percentage difference between market reference rate 13.00 and exchange rate charged 12.37
4.86
4.864.86
6.809.71
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
4.87
Percentage difference between market reference rate 13.00 and exchange rate charged 12.37
4.87
4.874.87
6.829.74
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.41
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.884.88
6.839.76
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.41
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.884.88
6.839.76
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.41
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.884.88
6.839.76
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
2.994.27
2.93
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.93
5.075.07
7.1010.14
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Low
2.994.27
2.94
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.94
5.085.08
7.1110.16
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Low
2.994.27
2.95
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.95
5.095.09
7.1310.19
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
2.96
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.96
5.105.10
7.1410.20
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Low
2.994.27
3.12
Percentage difference between market reference rate 13.07 and exchange rate charged 12.66
3.12
5.265.26
7.3610.51
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.27
3.16
Percentage difference between market reference rate 13.05 and exchange rate charged 12.64
3.16
5.305.30
7.4210.60
Rabobank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
8.1411.63
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
5.815.81
8.1311.61
Rabobank
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
8.1411.63
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
5.815.81
8.1311.61
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.007.14
2.90
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.90
6.476.47
9.0612.94
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.007.14
2.90
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.90
6.476.47
9.0612.94
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
5.007.14
2.91
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.91
6.486.48
9.0712.96
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.007.14
2.91
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.91
6.486.48
9.0712.96
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
5.007.14
3.11
Percentage difference between market reference rate 13.12 and exchange rate charged 12.71
3.11
6.686.68
9.3513.36
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
5.007.14
3.11
Percentage difference between market reference rate 13.12 and exchange rate charged 12.71
3.11
6.686.68
9.3513.36
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.650.93
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.017.01
9.8114.01
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.650.93
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.017.01
9.8114.01
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.650.93
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.017.01
9.8114.01
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
5.007.14
3.50
Percentage difference between market reference rate 13.17 and exchange rate charged 12.71
3.50
7.077.07
9.9014.14
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
5.007.14
3.50
Percentage difference between market reference rate 13.17 and exchange rate charged 12.71
3.50
7.077.07
9.9014.14
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
3.805.43
5.20
Percentage difference between market reference rate 13.07 and exchange rate charged 12.39
5.20
7.917.91
11.0715.81
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.995.70
7.33
Percentage difference between market reference rate 13.02 and exchange rate charged 12.06
7.33
10.1810.18
14.2520.36
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.995.70
7.33
Percentage difference between market reference rate 13.02 and exchange rate charged 12.06
7.33
10.1810.18
14.2520.36
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.905.57
8.50
Percentage difference between market reference rate 13.12 and exchange rate charged 12.01
8.50
11.2911.29
15.8122.59
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.41
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
14.3614.36
20.1028.71
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.41
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
14.3614.36
20.1028.71
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.41
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
14.3614.36
20.1028.71
Total Average Fourth Quarter 2023
6.576.57
Total Average Third Quarter 2023
6.326.32
Total Average
Fee
2.773.96
Exchange Rate Margin (%)
4.594.59
Total Cost Percent (%)
6.576.57
Total Cost (EUR) Total Cost (USD)
9.2013.14
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Rabobank
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
8.3512.10
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
2.422.42
8.3512.10
Rabobank
Firm type: Money Transfer Operator
Payment instrument
Access point
Bank branch
Sending network coverage
High
Receiving method
High
8.3512.10
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
2.422.42
8.3512.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Low
Receiving method
Agent
High
4.005.80
1.41
Percentage difference between market reference rate 13.09 and exchange rate charged 12.91
1.41
2.572.57
8.8712.86
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
3.14
Percentage difference between market reference rate 13.00 and exchange rate charged 12.59
3.14
3.143.14
10.8315.70
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
High
2.994.33
2.45
Percentage difference between market reference rate 13.10 and exchange rate charged 12.78
2.45
3.323.32
11.4516.59
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
2.65
Percentage difference between market reference rate 13.05 and exchange rate charged 12.70
2.65
3.523.52
12.1417.59
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
2.66
Percentage difference between market reference rate 13.05 and exchange rate charged 12.70
2.66
3.533.53
12.1817.65
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
2.994.33
2.93
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.93
3.803.80
13.1119.00
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Low
2.994.33
2.94
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.94
3.813.81
13.1419.04
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Low
2.994.33
2.95
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.95
3.823.82
13.1819.10
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
2.96
Percentage difference between market reference rate 13.05 and exchange rate charged 12.66
2.96
3.833.83
13.2119.14
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
Low
2.994.33
3.12
Percentage difference between market reference rate 13.07 and exchange rate charged 12.66
3.12
3.993.99
13.7719.96
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
2.994.33
3.16
Percentage difference between market reference rate 13.05 and exchange rate charged 12.64
3.16
4.034.03
13.9020.14
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.09
Percentage difference between market reference rate 13.02 and exchange rate charged 12.49
4.09
4.094.09
14.1120.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.09
Percentage difference between market reference rate 13.02 and exchange rate charged 12.49
4.09
4.094.09
14.1120.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
4.38
Percentage difference between market reference rate 13.05 and exchange rate charged 12.48
4.38
4.384.38
15.1121.90
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.464.46
15.3922.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.464.46
15.3922.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.991.43
4.17
Percentage difference between market reference rate 13.06 and exchange rate charged 12.51
4.17
4.464.46
15.3922.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
0.000.00
4.73
Percentage difference between market reference rate 12.98 and exchange rate charged 12.37
4.73
4.734.73
16.3223.65
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
High
Receiving method
High
0.000.00
4.86
Percentage difference between market reference rate 13.00 and exchange rate charged 12.37
4.86
4.864.86
16.7724.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
0.000.00
4.87
Percentage difference between market reference rate 13.00 and exchange rate charged 12.37
4.87
4.874.87
16.8024.35
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
8.0011.59
2.90
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.90
5.225.22
18.0126.10
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.0011.59
2.90
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.90
5.225.22
18.0126.10
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
Medium
Receiving method
High
8.0011.59
2.91
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.91
5.235.23
18.0426.14
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.0011.59
2.91
Percentage difference between market reference rate 13.09 and exchange rate charged 12.71
2.91
5.235.23
18.0426.14
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
Medium
Receiving method
Agent
High
8.0011.59
3.11
Percentage difference between market reference rate 13.12 and exchange rate charged 12.71
3.11
5.435.43
18.7327.14
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
8.0011.59
3.11
Percentage difference between market reference rate 13.12 and exchange rate charged 12.71
3.11
5.435.43
18.7327.14
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
8.0011.59
3.50
Percentage difference between market reference rate 13.17 and exchange rate charged 12.71
3.50
5.825.82
20.0829.10
Unity Monetary Services BV
Firm type: Money Transfer Operator
Payment instrument
Access point
Call Center
Sending network coverage
Medium
Receiving method
High
8.0011.59
3.50
Percentage difference between market reference rate 13.17 and exchange rate charged 12.71
3.50
5.825.82
20.0829.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
5.908.55
5.20
Percentage difference between market reference rate 13.07 and exchange rate charged 12.39
5.20
6.916.91
23.8434.55
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.682.43
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.047.04
24.2935.20
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.682.43
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.047.04
24.2935.20
Transfer Galaxy
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.682.43
6.55
Percentage difference between market reference rate 13.10 and exchange rate charged 12.24
6.55
7.047.04
24.2935.20
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.995.78
7.33
Percentage difference between market reference rate 13.02 and exchange rate charged 12.06
7.33
8.498.49
29.2942.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.995.78
7.33
Percentage difference between market reference rate 13.02 and exchange rate charged 12.06
7.33
8.498.49
29.2942.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.905.65
8.50
Percentage difference between market reference rate 13.12 and exchange rate charged 12.01
8.50
9.639.63
33.2248.14
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.43
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
13.9413.94
48.0969.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.43
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
13.9413.94
48.0969.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
0.991.43
13.65
Percentage difference between market reference rate 13.06 and exchange rate charged 11.27
13.65
13.9413.94
48.0969.70
Total Average Fourth Quarter 2023
5.615.61
Total Average Third Quarter 2023
5.295.29
Total Average
Fee
3.515.09
Exchange Rate Margin (%)
4.594.59
Total Cost Percent (%)
5.615.61
Total Cost (EUR) Total Cost (USD)
19.3628.06
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day
Bank account Cash Mobile wallet