Remittance Prices Worldwide

MAKING MARKETS MORE TRANSPARENT

From USUnited States you can also send money to

Sending money from UNITED STATES to KENYA

Data collected on: Oct 19, 2023-Dec 04, 2023
Payment instrument
Access point
Sending network coverage
Transfer speed
<em>Transfer Speed</em> has been standardized in six broad categories.
Receiving method
Exchange rate margin (%)
The exchange rate margin is the cost resulting from the fact that the firm applies a rate that is different from the market reference rate. The margin is the percentage difference between the market reference rate and the exchange rate actually applied to the transaction.
Total cost (%)
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Total cost (USD)sort descending
The total cost of sending a remittance transfer includes: the fee charged to the sender plus the exchange rate margin.
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.62
Percentage difference between market reference rate 152.60 and exchange rate charged 151.66
0.62
0.620.62
1.241.24
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.06
Percentage difference between market reference rate 153.25 and exchange rate charged 151.62
1.06
1.061.06
2.122.12
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
1.181.18
2.362.36
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.41
Percentage difference between market reference rate 153.25 and exchange rate charged 151.09
1.41
1.411.41
2.822.82
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
2.182.18
4.364.36
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
3.033.03
6.066.06
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.992.99
1.86
Percentage difference between market reference rate 153.10 and exchange rate charged 150.25
1.86
3.363.36
6.726.72
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.992.99
1.86
Percentage difference between market reference rate 153.10 and exchange rate charged 150.25
1.86
3.363.36
6.726.72
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.457.45
0.00
Percentage difference between market reference rate 153.25 and exchange rate charged 153.25
0.00
3.733.73
7.467.46
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
2.992.99
2.31
Percentage difference between market reference rate 153.10 and exchange rate charged 149.56
2.31
3.813.81
7.627.62
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
4.034.03
8.068.06
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
1.06
Percentage difference between market reference rate 153.25 and exchange rate charged 151.62
1.06
4.064.06
8.128.12
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
4.114.11
8.228.22
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.86
Percentage difference between market reference rate 152.60 and exchange rate charged 146.71
3.86
4.364.36
8.728.72
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.634.63
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
4.374.37
8.748.74
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.89
Percentage difference between market reference rate 153.25 and exchange rate charged 147.28
3.89
4.394.39
8.788.78
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
1.41
Percentage difference between market reference rate 153.30 and exchange rate charged 151.14
1.41
4.414.41
8.828.82
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
4.994.99
2.03
Percentage difference between market reference rate 152.45 and exchange rate charged 149.36
2.03
4.534.53
9.069.06
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
4.554.55
9.109.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.005.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
4.644.64
9.289.28
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.69
Percentage difference between market reference rate 153.25 and exchange rate charged 147.59
3.69
4.694.69
9.389.38
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
5.145.14
10.2810.28
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
5.185.18
10.3610.36
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
12.0012.00
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
6.006.00
12.0012.00
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
6.616.61
13.2213.22
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
9.009.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
6.646.64
13.2813.28
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
9.999.99
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
7.037.03
14.0614.06
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.995.99
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
7.117.11
14.2214.22
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
5.995.99
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
7.117.11
14.2214.22
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
3.89
Percentage difference between market reference rate 153.30 and exchange rate charged 147.33
3.89
7.397.39
14.7814.78
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
3.69
Percentage difference between market reference rate 153.30 and exchange rate charged 147.64
3.69
7.697.69
15.3815.38
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
3.79
Percentage difference between market reference rate 152.45 and exchange rate charged 146.67
3.79
7.797.79
15.5815.58
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
3.82
Percentage difference between market reference rate 153.25 and exchange rate charged 147.39
3.82
7.827.82
15.6415.64
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
1.99
Percentage difference between market reference rate 149.80 and exchange rate charged 146.82
1.99
7.997.99
15.9815.98
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.0012.00
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
8.058.05
16.1016.10
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
12.0012.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
8.148.14
16.2816.28
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
5.71
Percentage difference between market reference rate 153.25 and exchange rate charged 144.50
5.71
9.719.71
19.4219.42
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.994.99
10.75
Percentage difference between market reference rate 153.25 and exchange rate charged 136.78
10.75
13.2513.25
26.5026.50
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
11.9911.99
10.75
Percentage difference between market reference rate 153.25 and exchange rate charged 136.78
10.75
16.7516.75
33.5033.50
Total Average Fourth Quarter 2023
5.575.57
Total Average Third Quarter 2023
5.705.70
Total Average
Fee
5.485.48
Exchange Rate Margin (%)
2.832.83
Total Cost Percent (%)
5.575.57
Total Cost (USD) Total Cost (USD)
11.1411.14
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet
Payment instrument
Access point
Sending network coverage
Receiving method
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
N/AN/A
N/A
not available
N/A
N/AN/A
N/AN/A
Wave
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
0.62
Percentage difference between market reference rate 152.60 and exchange rate charged 151.66
0.62
0.620.62
3.103.10
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.06
Percentage difference between market reference rate 153.25 and exchange rate charged 151.62
1.06
1.061.06
5.305.30
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
1.181.18
5.905.90
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
1.41
Percentage difference between market reference rate 153.25 and exchange rate charged 151.09
1.41
1.411.41
7.057.05
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
1.581.58
7.907.90
Wise
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.9210.92
0.00
Percentage difference between market reference rate 153.25 and exchange rate charged 153.25
0.00
2.182.18
10.9010.90
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
2.432.43
12.1512.15
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
3.993.99
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
2.832.83
14.1514.15
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.954.95
1.86
Percentage difference between market reference rate 153.10 and exchange rate charged 150.25
1.86
2.852.85
14.2514.25
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.954.95
1.86
Percentage difference between market reference rate 153.10 and exchange rate charged 150.25
1.86
2.852.85
14.2514.25
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
5.005.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
3.143.14
15.7015.70
Small World
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
4.954.95
2.31
Percentage difference between market reference rate 153.10 and exchange rate charged 149.56
2.31
3.303.30
16.5016.50
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.006.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
3.343.34
16.7016.70
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
7.997.99
2.03
Percentage difference between market reference rate 152.45 and exchange rate charged 149.36
2.03
3.633.63
18.1518.15
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
7.997.99
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
3.653.65
18.2518.25
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
1.06
Percentage difference between market reference rate 153.25 and exchange rate charged 151.62
1.06
4.064.06
20.3020.30
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.86
Percentage difference between market reference rate 152.60 and exchange rate charged 146.71
3.86
4.064.06
20.3020.30
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
10.0810.08
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
4.074.07
20.3520.35
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.990.99
3.89
Percentage difference between market reference rate 153.25 and exchange rate charged 147.28
3.89
4.094.09
20.4520.45
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
1.991.99
3.69
Percentage difference between market reference rate 153.25 and exchange rate charged 147.59
3.69
4.094.09
20.4520.45
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
0.000.00
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
4.114.11
20.5520.55
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.4915.49
1.18
Percentage difference between market reference rate 153.25 and exchange rate charged 151.44
1.18
4.284.28
21.4021.40
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.0015.00
1.41
Percentage difference between market reference rate 153.30 and exchange rate charged 151.14
1.41
4.414.41
22.0522.05
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
4.994.99
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
5.115.11
25.5525.55
Walmart2World
Firm type: Bank
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
High
8.008.00
3.79
Percentage difference between market reference rate 152.45 and exchange rate charged 146.67
3.79
5.395.39
26.9526.95
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
3.82
Percentage difference between market reference rate 153.25 and exchange rate charged 147.39
3.82
5.425.42
27.1027.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
17.4917.49
2.03
Percentage difference between market reference rate 153.25 and exchange rate charged 150.14
2.03
5.535.53
27.6527.65
Dahabshiil
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
Agent
Medium
30.0030.00
0.00
Percentage difference between market reference rate 1.00 and exchange rate charged 1.00
0.00
6.006.00
30.0030.00
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.0010.00
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
6.116.11
30.5530.55
Xoom
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
Medium
10.0010.00
4.11
Percentage difference between market reference rate 153.25 and exchange rate charged 146.95
4.11
6.116.11
30.5530.55
Ria
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
20.0020.00
2.14
Percentage difference between market reference rate 153.25 and exchange rate charged 149.97
2.14
6.146.14
30.7030.70
Walmart2World
Firm type: Bank
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.4922.49
1.99
Percentage difference between market reference rate 149.80 and exchange rate charged 146.82
1.99
6.496.49
32.4532.45
MoneyGram
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
22.4722.47
2.05
Percentage difference between market reference rate 153.25 and exchange rate charged 150.11
2.05
6.546.54
32.7032.70
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
16.9916.99
3.69
Percentage difference between market reference rate 153.30 and exchange rate charged 147.64
3.69
7.097.09
35.4535.45
WorldRemit
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
15.9915.99
3.89
Percentage difference between market reference rate 153.30 and exchange rate charged 147.33
3.89
7.097.09
35.4535.45
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Agent
Sending network coverage
High
Receiving method
High
8.008.00
5.71
Percentage difference between market reference rate 153.25 and exchange rate charged 144.50
5.71
7.317.31
36.5536.55
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
6.996.99
10.62
Percentage difference between market reference rate 153.25 and exchange rate charged 136.98
10.62
12.0212.02
60.1060.10
Western Union
Firm type: Money Transfer Operator
Payment instrument
Access point
Internet
Sending network coverage
High
Receiving method
High
21.4921.49
10.62
Percentage difference between market reference rate 153.25 and exchange rate charged 136.98
10.62
14.9214.92
74.6074.60
Total Average Fourth Quarter 2023
4.644.64
Total Average Third Quarter 2023
4.764.76
Total Average
Fee
9.039.03
Exchange Rate Margin (%)
2.842.84
Total Cost Percent (%)
4.644.64
Total Cost (USD) Total Cost (USD)
23.2223.22
Non-Transparent records
Bank account transfer Credit Card Debit card Cash
Less than one hour Same day Next day 2 days 3-5 days 6 days or more
Bank account Cash Mobile wallet